Ray was amazing to work with. He was with us for every step of the process, and share to help. He was patient and answered questions we had day or night. I would definitely recommend anyone needing a mortgage to contact Ray!

Working with Ray was a great experience. He is personable and professional. He helped our house buying experience go smoothly.

Dave Mackey and his team are absolutely amazing! They are quick to process, straight forward, always available to answer any questions and inquiries. He was so humble and honest to throughly explain my loan process with transparency and in a way that I was able to understand all the terms, terminologies, and different loan options. He was supportive, encouraging and always looking up for my best interest. He truly cares for his clients, and will make sure to follow-up from the beginning to the end of the lending process. He was even kind enough to sit with me on the closing table, to provide support and answer any questions. I will do it all over again. I feel truly blessed that I met Dave and his team. I will make sure to recommend him with my friends and family knowing that he will take an excellent care and provide the best client experience. Thank you Dave!!!

I truly will never be able to thank Ray enough for the guidance, kindness, and openness he showed my husband and I. As a married couple that is only 22 & 23 years old there were plenty of things we had no clue went into buying a home. Ray always took the time out of his day to make sure we completely understood EVERY step of this process. Although I have never actually met Ray we have grown relationship & bond that I will forever be thankful for. I will always refer ANYONE to Ray. Ray is hands down THE BEST. - Kaci Bragdon

Ray is an exceptional loan officer specializing in VA home loans, and his unparalleled communication skills and profound knowledge were of excellence during the loan process. With a deep understanding of the intricacies of VA loans, Ray goes above and beyond to guide and assist veterans through the complex process of securing their dream homes. His communication is nothing short of remarkable; he takes the time to patiently explain each step, ensuring his clients are well-informed and comfortable with the entire lending process. Ray's expertise shines as he effortlessly navigates the nuances of VA loans, answering questions before they even arise. My clients and I appreciate his dedication to ensuring their needs were met, his ability to break down complex terms into understandable language, and his unwavering support from the beginning of the loan application to the moment they receive their keys. In an industry where personalized attention can make all the difference, Ray's exceptional communication and knowledge make him the go-to choice for veterans seeking a smooth and successful home loan experience.

From introduction to closing, Dave Mackey has been nothing short of an absolute gentleman. He is someone who cares not only about doing the best he can to fulfill his duties as a broker, but also taking the time to ease the mind of his clients during this stressful process. Dave was there for us every step of the way to guide us through this process as first time homebuyers, and was there to answer all questions and concerns, even at hours beyond typical office hours due to my work schedule. His knowledge on so many things along the way and his communication with us was definitely impeccable. Throughout the process, any obstacle that presented itself, Dave worked diligently to find a way to overcome it and get us to closing. Dave was an absolute pleasure to work with, and I truly believe that our experience would have been much different if we had worked with anyone else. Because of his kindness, knowledge, hard work, and diligence, my family is now moving into our new dream home. We are forever grateful for Dave and couldn't be happier that he was placed into our lives. I will be recommending him to anyone and everyone looking for someone to help them get financed for a new home. THANK YOU SO VERY MUCH, DAVE, FOR HELPING US FIND OUR WAY HOME!

Dave worked tirelessly to ensure my loan closed on time. He explained everything along the way and answered every question I had. With his assistance, I was able to get an amazing rate!

Was up working until 11pm to get documents for a loan through to hit a very aggressive closing date

First day I spoke to Dave it was nothing but helpful. Dave broke everything down to us over and over again even after explaining it not even 5 mins before. There is no other lender I would recommend. Dave is this best

The most knowledgeable….most positive, and extremely responsive individual I have ever had the pleasure of working with!!

Dave did an amazing job walking us through the entire loan process. He was very patient and caring. His enthusiasm and character for our happiness was evident in the manner in which he treated our concerns and questions. I would definitely recommend him and his team for any of your loan needs. Oh and we closed in two weeks!!!!

Mr. Mackey has been extremely helpful in the home buying process. I’ve had a million questions and he always goes above and beyond to provide an answer in a timely manner. I’ve truly cared about what he does and the people he is trying to help!

I want to start by saying there are not enough stars to rate Mr. Mackey. So I would have to settle for 5. I have worked with Dave for the better part of two and a half years, and I have nothing respect or appreciation for the first-class service he has provided my wife and I in the home purchasing process. Skilled & knowledgeable in all aspects of home buying, Mr. Mackey was a valuable resource in maneuvering this sometimes challenging process. In addition, he was always available and prioritized us when engaging all the relevant players we needed to interact with. I would recommend Dave to all my friends and colleagues! Many thanks, Mr. Mackey!!!

From the very first call until after closing, Dave Mackey was incredible! He was proficient, professional and thorough! He worked tirelessly to get get my condo to closing! There were many bumps in the road and Dave handled them all! You won’t regret going with Dave Mackey! I highly recommend him!

Dave Mackey was wonderful to work with! He answered every question I had (and I had a lot) and always had time to thoroughly explain things to me. I’m so thankful I used him. He made my first time home buying experience ideal and I would 10/10 recommend him.

Been working with Dave Mackey and he's your go to guy if you are looking for a loan. Very responsive, professional and great to work with.

Smooth transaction

Ray was amazing to work with. He was with us for every step of the process, and share to help. He was patient and answered questions we had day or night. I would definitely recommend anyone needing a mortgage to contact Ray!

Working with Ray was a great experience. He is personable and professional. He helped our house buying experience go smoothly.

Dave Mackey and his team are absolutely amazing! They are quick to process, straight forward, always available to answer any questions and inquiries. He was so humble and honest to throughly explain my loan process with transparency and in a way that I was able to understand all the terms, terminologies, and different loan options. He was supportive, encouraging and always looking up for my best interest. He truly cares for his clients, and will make sure to follow-up from the beginning to the end of the lending process. He was even kind enough to sit with me on the closing table, to provide support and answer any questions. I will do it all over again. I feel truly blessed that I met Dave and his team. I will make sure to recommend him with my friends and family knowing that he will take an excellent care and provide the best client experience. Thank you Dave!!!